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Individual
Loans
- Consumer loans
- Fast credit
- Consumer loan secured by real estate
- Car loan
- Student loan
- Gold-backed loans
- Gold-backed agricultural loans
- A special refinancing program for the staff with military rank of the Ministry of Defense of the Republic of Armenia.
- Overdrafts/Credit lines
- Salary overdrafts
- Deposit secured
- To remitters
- Home Card օverdraft
- Car-backed overdrafts via MasterCard Standard, Visa Classic
- Lines of credit (overdrafts) — secured by bonds issued by ARARATBANK OJSC — to individuals at the same currency as bonds
- Overdraft to INSPORT clients
- No rezident overdraft
- For IT professionals and medical staff
- Overdrafts for Diners Club Super Premium cardholders
- Overdraft with MasterCard Gold cards
- Overdrafts with Visa Gold cards
- Overdrafts with Visa Infinite cards
- Mortgage loans
- Mortgage loans for the construction of a residential house
- Mortgage loans directly from the property developers
- Mortgage loans for acquiring residential real estate
- Affordable housing for young families
- Acquisition of residential real estate under National Mortgage Company program
- Transfer of mortgage loans
- Loans to individuals for the acquisition of real estate for business purposes
- Mortgage loans for apartment renovation
- Mortgage loans to the citizens of other countries and nonresident aliens
