Online Banking
Intel Express

Intel Express

INTEL EXPRESS fast remittance system operates in more than 90 countries and has over 57000 service points.



  • Currency

    USD, RUB, EUR Receipt of transfers also in AMD

  • Remittance speed

    10 minutes

Terms and fees for transfers
Maximum amount per transaction Maximum amount per transaction depends on the restrictions of the transfer paying country

Remittances In USD, EUR and RUB
Receipt of money In USD, EUR, RUB and AMD
Commission fee

Country Commission fee
USA 3%, minimum 3 USD
Albania 1%
Great Britain 1%, without restrictions, however, if the amount exceeds GBP 5,000, the beneficiary must submit additional documents
Belgium 1.80%, 3000 EUR (for one beneficiary, monthly)
Greece 1.50%, 12 500 EUR (for one beneficiary, daily)

1.0%, without restrictions

08.12.23-31.12.23. 0.7% commission applies
Georgia RUB 0.7%, without restrictions
Israel 1.50%, 10 000 EUR per transfer
Spain 1.80%, 2 499 EUR (for one beneficiary, monthly)
Italy 1.80%, 999 EUR  (for one beneficiary, within 8 days)
Moldova 1.00%, without restrictions
Niderlands 1.80%, 2 999 EUR (for one beneficiary, monthly)
Romania S&S 1.8%, minimum 2
Romani BCR 2.3%, minimum 5, 3 000 EUR (for one beneficiary, monthly)
Romania To Bank Account 1.0%, minimum 2 EUR/USD
Czech 1.50%
Tajikistan 1.00%
Ukraine 1.00%, 150 000 UAH daily
Mongolia 1.5%
Denmark 1.5%
Germany 1.80%
Norway 1.80%
Poland 1.80%
France 2.00%
Switzerland 1.80%
Sweden 1.80%
Nepal 1.5%, minimum 5 USD
Ecuador 1.80%
Argentina 1.80%
Bolivia 1.80%
Brazil 1.5%, minimum 5 USD
Venezuela 1.5%
Guatemala 1.5%, minimum 5 USD
Honduras 1.5%, minimum 5 USD
Dominican Republic 1.5%, minimum 5 USD
Colombia 1.5%, minimum 5 USD
Costa Rica 1.5%, minimum 5 USD
Panama 1.5%, minimum 5 USD
Bulgaria 2%, minimum 4 EUR
Czech Rep. 1.5%
Cyprus 1.5%

Bangladesh, Indonesia, Philippines, 


0.01-100 5 USD/EUR
100,01-200 7 USD/EUR
200.01-300 9 USD/EUR
300.01-400 11 USD/EUR
400.01-500 13 USD/EUR
500.01-750 16 USD/EUR
750.01-1000 22 USD/EUR
1000.01-1250 25 USD/EUR
1250.01-1500 30 USD/EUR
1500.01-1750 35 USD/EUR
1750.01-2000 40 USD/EUR

0-1000 10 USD/EUR
1000.01-2000 20 USD/EUR
2000.01-3000 30 USD/EUR
3000.01-4000 40 USD/EUR
4000.01-5000 45 USD/EUR
5000.01-6000 50 USD/EUR
6000.01-7000 55 USD/EUR
7000.01-7500 60 USD/EUR
Shri Lanka

Up to 7.000 RUB - 100 RUB
700,01 RUB and over - 0%
Up to 100 USD/EUR - 1 USD/EUR
100 USD/EUR and over - 0%

Attention: Maximum amount of free cash deposit of Russian rubles to card account per day is RUB 30,000.

Required documents

Transfer requirements

  • present your ID

To receive the transferred amount, it is necessary

  • present your ID
  • specify the transfer code, consisting of 7-12 digits
Topping up accounts held with Bank of Georgia

Now you may deposit your accounts with Bank of Georgia in US Dollars and Euros through Direct Deposit service.

Direct Deposit commission fee is 1%, and the maximum transfer limit is USD/EUR 10,000.

Topping up Ukrainian cards

Intel Express system allows customers to top up Ukrainian cards and accounts in USD and EUR.

To make a transfer, please indicate:

  • Beneficiary’s card number;
  • Beneficiary’s IBAN;
  • Transfer currency: USD/EUR;
  • Transfer timeline: instant;
  • Maximum transfer limit: USD 5000 /EUR 4500

Transfers to Privat Bank cards are made to cards/accounts in USD/EUR/UAH. Other banks’ cards may be topped up only in UAH.

A 1% fee for account replenishment service applies to transfers to Ukraine.

Important to know
  • The Bank shall be obliged to provide a confirmation document for each transfer, reflecting information on transfer amount and currency and commission fee charged.
  • Term of availability of the transferred amount after the completion of the transfer is not defined.
  • The beneficiary shall receive the amount in full and shall not be charged any commission fees.
  • In the event of non-payment, delay or refusal of payment of transfers made by the Bank in recipient countries with accurately and completely provided data and acceptable status, the Bank shall clarify the reason for such non-payment, delay or refusal of payment and guide the Customer through the process of receiving the transfer amount due.
  • In the event that the Remitter requests the return of transfer amount due to the impossibility of its receipt by the Beneficiary for reasons beyond the control of the Remitter and the Beneficiary (e.g., human error, system malfunction, etc.), the commission fee shall also be refunded to the Remitter, in agreement with the fast remittance system if appropriate.
  • If spelling errors have been made in the Beneficiary’s name, and if the transferred amount does not exceed USD 5,000 or an equivalent in another currency, the payment may be made only in the presence of no more than 3 /inclusive/ spelling errors, provided that such errors do not lead to a change of first or last name or gender. Payment of the transfer submitted with any spelling errors in the amount exceeding USD 5,000 or its equivalent in another currency shall be prohibited. In such cases, the Customer shall be advised to contact the Remitter and revise the incorrect transfer data in the Beneficiary’s name, surname, and patronymic.
  • Correction of errors or cancellation of transfer data shall be carried out within capacities and timeframes of the remitting and receiving banks.
  • Change or cancelation of transfer data shall be carried out based on the written request of the Remitter at the rate of AMD 1000.
  • Remittances that have been carried out cannot be considered void if the amount has been paid to the Beneficiary.
  • Where the transfer transaction is rejected, the system operator shall be obliged to indicate the reason for such rejection.
  • AraratBank shall not be held liable for the implications entailed by the transfer of the remittance code by the Customer to a third party.

For additional information, please refer to http://inteliexpress.net/.

Attention: The Bank shall not be held liable for the reliability and accuracy of the contents of the linked web-sites, as well as for possible consequences arising from the use of advertisements and information contained therein.


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Page updated 26.02.2024 | 20:50

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.