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Non-secured consumer loan "Fast credit"

Non-secured consumer loan "Fast credit"

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Non-secured consumer loans within 24 hours.

Simply present your passport and social security card.

Fast credits are disbursed in Mashtots, Nor Nork, Komitas, Kentron, Ejmiatsin, Shengavit, Byuzand, Ajapnyak, Sebastia, Zargatsum, Izmirlyan, Arabkir, Avan Arinj, Baghramyan, Davitashen, Yeritasardakan, Zeytun, Erebuni, Elite Plaza, Khorenatsi, Nor Nork 1, Nor Aresh, Usanoghakan, Jrvezh and Malatia branches. 

The best offer to solve your current problems

  • Currency

    AMD

  • Minimum amount

    100000

  • Maximum amount

    AMD 1,000,000

  • Period

    24 months

Conditions
Borrower 20-63 RA citizen and resident individuals
Loan currency AMD
Loan maturity 24 months
Loan annual interest rate 20%
Annual interest rate on past due overdraft principle  From AMD 100.000 to 1.000.000 in compliance with credit rating
Interest repayment Monthly
Principle repayment Annuity
Penalty on past due interest 0.07% daily
Penalty on past due principle   0.06% daily
Requirements to the Borrower’s credit history     Lack of past-due/classified liabilities (except for repaid guarantees) within 24 months prior to the loan application with total days of past-due liabilities not exceeding 30 days. 
Front-end fee for loan application processing AMD 1.500
Required documents
  • Passport (ID)
  • Social security card
Useful information

The loan application will be approved if:

  1. the customer has submitted the complete package of documentation (passport and social security card, employment reference regarding position, salary and work experience in the given company).
  2. After the loan application and the required documentation have been submitted, a query is made ACRA credit bureau regarding the customer’s credit history.
  3. After the Bank discovers that the customer has a positive credit history or no credit history at all, the Bank shall make an evaluation of the customer’s creditworthiness and solvency.
  4. If the evaluation of creditworthiness shows positive results the Bank shall disburse the loan.

The loan application will be rejected if:

  1. the customer fails to submit all documents necessary for getting the loan (passport and social security card, employment reference regarding position, salary and work experience in the given company).
  2. the customer must have a six-month work experience and must have got a salary for at least 1 month.
  3. the query made to “ACRA Credit Reporting” credit bureau shows that the customer had past-due or classified liabilities within 24 months prior to the loan application (except for repaid guarantees) as well as the total of past-due liabilities exceeded 30 days. 
  4. the customer turned out to be not credit worthy as a result of credit rating.    
  5. the body authorized to take loan decisions rejected the loan application.
  6. the loan has been approved, but the customer has failed to present himself/herself within 10 days after approval or has failed to present the necessary documents.
  7. During the lending process the Bank has received information which prejudices the customer’s solvency.
Attention

Please follow the armenian version

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Financial assistant
ABC finance

Page updated 14.10.2019 | 16:05

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.