|Credit line maximum limit
Up to 300% of the salary rate (of untaxed income)
|Credit line maturity
|Annual interest rate
|Penalty on past-due interest
|Penalty on past-due principal
|Credit line disbursement mode
||By credit card
|Credit line repayments
||Monthly, flat rate depreciation
|Requirements to the credit history of the Borrower
||Lack of past-due or classified liabilities within 24 months prior to the loan application (except for repaid guarantees) as well as the total of past-due liabilities shall not exceed 30 days
* These terms shall not apply to the employees of the corporate customers cooperating with the Bank under the salary program.
* Credit lines under this loan type shall be disbursed at 5% deviation from the limit.
Loan interests shall be calculated based on annual nominal interest rate. Annual actual interest rate shows how much the loan will cost to the customer in case interests and other payments are repaid in due amounts and specified timelines.