AraratMobile
Your Bank 24/7 at your fingertips - with only a smartphone and access to internet!
You can download the app from Google Play and/or App Store for FREE.
AraratMobile app can be downloaded from Google Play and/or App Store for FREE by scanning a QR code.
You may register in the app in one of the following ways:
- Online registration: Fill in your card details and register without visiting the Bank*;
- Online identification: Identify yourself using your ID document, regardless of whether you are an ARARATBANK customer or not;
- Registration via the link: Identify yourself in any branch of the Bank or by contacting the Call Center;
*Attention։ Registration is possible only if the 3D security system of your card is activated.
- If the 3D security system of your card is not active, you may try one of the following:
- Write an e-mail to carddep@araratbank.am (from an e-mail address registered in the Bank), stating your intention to activate 3D security system;
- Contact ARARATBANK Call Center, identify yourself and apply for 3D activation;
- Visit one of the Bank's branches or the head office and fill in the application form for 3D security system activation, after which you can register online and perform transactions through AraratMobile app.
- account opening*
- current account top-up*
- loan disbursement
- repayment of loans provided by ARARATBANK and other banks
- deposit placement/top-up, termination
- personal/group utility payments
- currency conversion
- linking and making transactions with cards issued by other ArCa system member banks
- card-to-card transfers**
- Flight transfers
- Visa international transfers
- transfers to/from brokerage accounts
- transfers in the RA territory
- transfers to the state budget
- property tax payments
- waste disposal payments
- bookmaker payments
- parking fees, traffic fines and CMTPLI payments
- applying for replacement of lost and/or stolen card
- online queuing
- submitting applications, complaints and proposals
- applying for provision of reference
- applying for a new PIN code
- receiving fast money transfers
- digital card order
- repayment of loan from another bank
- reviewing pension accounts
No fee for opening a new online account shall be charged to ARARATBANK customers who have already acquired at least one product.
| Name of service |
Fee (VAT included) |
|
| AraratMobile | Resident | Non-resident |
| Provision | Free | |
| Monthly service | Free | |
| SMS delivery | Free* / AMD 30.00** |
|
*to mobile networks registered within Armenia
** to mobile networks registered outside Armenia
| Type of service | Fee/commission | |||||||||
| Payments | ||||||||||
| State budget | No commission charged | |||||||||
| Property tax | AMD 300 | |||||||||
| Waste disposal |
No commission charged |
|||||||||
| Vehicle property tax | AMD 300 | |||||||||
| Parking place |
For up to AMD 1․000 – AMD 0, For more than AMD 1,000 - AMD 200 |
|||||||||
| Utilities and mobile communication | No commission charged | |||||||||
| Repayment of loan from another bank | No commission charged | |||||||||
| Conversion | ||||||||||
| Exchange rate deviation in AraratMobile app |
|
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| Transfers | ||||||||||
| Between my accounts | No commission charged | |||||||||
| In AMD within the RA territory | No commission charged | |||||||||
| In foreign currency within the RA territory | AMD 5000 | |||||||||
| Foreign currency transfers within the RA territory | ||||||||||
| Intrabank transfers of resident account holders | Free | |||||||||
|
Intrabank transfers of non-resident customers between its accounts |
Free | |||||||||
| Intrabank transfers of non-resident customers to accounts of other account holders | AMD 2,000 | |||||||||
| Transfers of resident customers outside the bank system | AMD 5,000 | |||||||||
| Transfers of non-resident customers outside the bank system | AMD 10,000 | |||||||||
| Card-to-card transfers |
Between ARARATBANK cards - 0.3%; 0.15% + % of the receiving bank; 0.2% + % of the remitting bank |
|||||||||
| Replenishment of current account with another bank's card | 0.2% + % of the remitting bank | |||||||||
| Flight | 0,3% | |||||||||
When a CMTPLI (Compulsory Motor Third-Party Liability Insurance) contract is concluded via AraratMobile app, a 5% discount applies to the insured who have BM class 9 and lower.
No fee for opening a new online account shall be charged to ARARATBANK customers who have already acquired at least one product.
Page updated 11.07.2023 | 15:15
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.
