Your Bank 24/7 at your fingertips - with only a smartphone and access to internet!
You can register in AraratMobile App ONLINE without visiting the Bank in the following cases:
- If you are not an ARARATBANK Customer, you can use the opportunity of Online identification. You need to download the app, click the Register button, select the Online Identification button, identify yourself using your ID document and create a user, following the instructions.
- You are an ARARATBANK Cardholder, and the 3D security system of your card is active. In case the 3D security code of your card is not active, you may try one of the following:
- If you have an e-mail address registered in ARARATBANK, write an e-mail to firstname.lastname@example.org stating your intention to activate the 3D security system.
- Contact ARARATBANK Call Center, identify yourself and apply for the card 3D activation.
- If you do not have an e-mail address registered in ARARATBANK, you need to visit one of the Bank's branches or the head office and fill in the application form for activating the 3D security system, after which you can register online and make banking transactions through AraratMobile App.
An ARARATBANK customer who is not a holder of the Bank’s card may become an AraratMobile user by visiting the Bank head office or the most convenient branch and fill in the relevant application. AraratMobile App will allow you access to online banking transactions. If you forget your password, you can click on "Forgot password" field, answer a verifying question and change your password.
Besides, you can choose between Armenian, Russian and English languages to use the application in your preferred language.
In order to become an AraratMobile user, you will need to sign the Application form online or at the Bank’s branch.
AraratMobile application will enable individuals to save time when executing various bank transactions:
- card-to-card transfers*
- current account top-up*
- transfers in the territory of Republic of Armenia
- Currency exchange
- Application fill-out for account opening**
- Application fill-out for plastic card issue, closure or re-issue
- Application fill-out for the replacement of lost and/or stolen card
- Application fill out for the issue of a new PIN code
- Utility group payments
- Property tax payments
- Bookmaker payments
- Parking fees, traffic fines and CMTPL (Compulsory Motor Third Party Liability Insurance) payments
- Deposit placement/top-up
- Loan disbursement/repayments
- Online queuing
- Online support system
- Order a call
- Linking the cards issued by other ArCa system member banks and paying by linked cards
- Transfers to the State budget
- Transfers to/from brokerage accounts
ATTENTION: Where you pay the property tax ONLINE for the property registered in Yerevan, maintenance service coupons can be taken from all the branches of ARARATBANK without visiting the quarter municipality.
*Where the receiving party is a customer of ARARATBANK, the remitter will see the remittee’s first and last names as well as patronymic and the bank’s name after entering card/bank account number or card number in the respective field. Meanwhile, where the receiving party is not a customer of ARARATBANK, the remitter will see the name of the bank which processes the specified card/bank account number or card after entering card/bank account number or card number in the respective field.
*In case of Diners Club card types, a card-to-card transfer will be possible to make only if made to Diners Club cards.
**No fee shall be charged where the existing customers of the bank open a new account online.
You can access Online queuing and Online support systems, as well as order a call both before and after entering the system.
Despite you location, you can execute not only transactions but also view all transactions executed by bank, card, credit or deposit accounts, and analyse incurred costs.
The security of AraratMobile transactions is ensured by the latest security technologies.
By the way, AraratMobile application can be downloaded not only by ARARATBANK customers, but also by those who are willing to queue in the nearest branch, use the online support service, or order a call.
“Flight” remittances ensure instant transfer of money using contact details in WhatsApp, Viber, Messenger and other apps.
1. To make use of the service, the AraratMobile app user needs to:
- select the service from the "Main" menu or "Transfers" section,
- select the account from which he/she wants to transfer funds,
- indicate the amount of the transfer,
- in the next drop-down page, share or send the link to the desired contact available on his/her mobile phone (mobile phone number, e-mail, Telegram, WhatsApp, Messenger, etc.)
2. After receiving and opening the link, the beneficiary needs to:
- fill in his/her card details,
- confirm the transaction.
3. Following receipt of the amount, a notice is sent to the Remitter stating that the transaction has been confirmed by the beneficiary.
4. In the event the amount is not received within three days, it will be automatically returned to the account from which it was debited.
Attention: The service is available for ArCa, MasterCard, Visa bank cards serviced by "ArCa" processing system. Certain cards issued by "VTB-Armenia Bank", "Unibank", "Armbusinessbank" are not serviced by "ArCa".
Follow the Armenian version
|«AraratMobile banking» fee||AMD 0||
(one time payment)
|«AraratMobile banking» monthly payment fee||AMD 0||AMD 0|
|SMS sending||AMD 0*/AMD 30 **
|Flight transfers||0․3 %|
|Property tax||AMD 300|
Attention. Tariffs include VAT.
*a network of mobile operators registered in Armenia
**network of mobile operators registered outside Armenia.
You can register in AraratMobile application ONLINE without visiting the bank provided that you are a cardholder of ARARATBANK and that the 3D security code is activated for your card. Where the 3D security code is inactive, you can:
- send an email to email@example.com stating that you want your 3D security code be activated, if you have a registered email address with ARARATBANK.
- if your email address is not registered with ARARATBANK, you need to visit the Head Office or one of the branches of the Bank and fill out the Application for 3D security code Thereafter, you can register online in the system and execute all bank transactions through ARARATMobile application.
ARARATBANK customers who are not cardholders should visit the Head Office or the nearest branch of the Bank and fill out the respective application in order to become a user of AraratMobile.
You can enter AraratMobile application and execute bank transactions also by computer following this link and entering the Login and Password fields. If you forgot your password, you can click ''Forgot password'' and execute bank transactions also by computer. By the way, the application is available in Armenian, Russian and English – select the language you want.
Page updated 11.08.2022 | 17:58
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.