Online Banking
ARARATMobile application

ARARATMobile application


Download ARARATMobile application and execute all your bank transactions by mobile phone from any corner of the world. You need to have only a smartphone and internet access.  



How to download ARARATMobile application

The application can be downloaded from Google Play and/or AppStore FOR FREE.

ARARATMobile — a simple solution to everyday problems!



With the help of application you can

ARARATMobile application will enable individuals to save time when executing various bank transactions:

  • card-to-card transfers*
  • current account top-up* 
  • transfers in the territory of Republic of Armenia
  • Currency exchange
  • Application fill-out for account opening**
  • Application fill-out for plastic card issue, closure or re-issue
  • Application fill-out for the replacement of lost and/or stolen card   
  • Application fill out for the issue of a new PIN code 
  • Utility group payments
  • Property tax payments
  • Bookmaker payments
  • Parking fees, traffic fines and CMTPL (Compulsory Motor Third Party Liability Insurance) payments 
  • Deposit placement/top-up
  • Loan disbursement/repayments
  • Online queuing
  • Online support system
  • Order a call
  • Linking the cards issued by other ArCa system member banks and paying by linked cards
  • Transfers to the State budget

ATTENTION: Where you pay the property tax ONLINE for the property registered in Yerevan, maintenance service coupons can be taken from all the branches of ARARATBANK without visiting the quarter municipality.     

*Where the receiving party is a customer of ARARATBANK, the remitter will see the remittee’s first and last names as well as patronymic and the bank’s name after entering card/bank account number or card number in the respective field. Meanwhile, where the receiving party is not a customer of ARARATBANK, the remitter will see the name of the bank which processes the specified card/bank account number or card after entering card/bank account number or card number in the respective field.  

*In case of Diners Club card types, a card-to-card transfer will be possible to make only if made to Diners Club cards.

**No fee shall be charged where the existing customers of the bank open a new account online.

You can access Online queuing and Online support systems, as well as order a call both before and after entering the system.  

Despite you location, you can execute not only transactions but also view all transactions executed by bank, card, credit or deposit accounts, and analyse incurred costs.    

The security of ARARATMobile transactions is ensured by the latest security technologies.

By the way, ARARATMobile application can be downloaded not only by ARARATBANK customers, but also by those who are willing to queue in the nearest branch, use the online support service, or order a call.

How to use the application

You can register in ARARATMobile application ONLINE without visiting the bank provided that you are a cardholder of ARARATBANK and that the 3D security code is activated for your card. Where the 3D security code is inactive, you can:  

  • send an email to stating that you want your 3D security code be activated, if you have a registered email address with ARARATBANK.
  • if your email address is not registered with ARARATBANK, you need to visit the Head Office or one of the branches of the Bank and fill out the Application for 3D security code Thereafter, you can register online in the system and execute all bank transactions through ARARATMobile application.    

ARARATBANK customers who are not cardholders should visit the Head Office or the nearest branch of the Bank and fill out the respective application in order to become a user of ARARATMobile.  

You can enter ARARATMobile application and execute bank transactions also by computer following this link and entering the Login and Password fields. If you forgot your password, you can click ''Forgot password'' and execute bank transactions also by computer. By the way, the application is available in Armenian, Russian and English – select the language you want. 

  Rezident Non rezident
 «ARARATMobile banking» fee    AMD 0 

 AMD 5000

(one time payment)

  «ARARATMobile banking» monthly payment fee  AMD 0  AMD 0 
SMS sending AMD 0*/AMD 30 **

 Attention. Tariffs include VAT.

*a network of mobile operators registered in Armenia

**network of mobile operators registered outside Armenia.


Financial assistant
ABC finance

Page updated 21.08.2020 | 11:46

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.