Online Banking
Ria transfers

Ria transfers

Ria Money Transfer, a subsidiary of Euronet Worldwide, Inc. (NASDAQ: EEFT), is a global leader in the money transfer industry. The company is steadfast in its commitment to its clients and their communities, offering fast, secure, and affordable money transfers through a network of over 402,000 locations across 160 countries and online at .

  • Currency

    AMD, USD

  • Remittance speed

    10 minutes

Special Offer։ money transfers at a 20% discount

Apply RIA20AM promo code when making money transfers through RIA MONEY system to European countries between July 01 and July 31 this year, to receive a 20% discount on commission charges.

New service from Ria

Ria Money expands the scope of its services: 

  • Transfer to an account, in which case transfers are made to the beneficiary’s account. Should you select this option, it is necessary to additionally mention the Bank where a customer holds an account and a customer’s account number. Funds will be credited to the account number within 10 minutes at most.
  • Cash delivered to the beneficiary’s door. Should you select this option, cash will be delivered to the beneficiary’s door. Where you select this option, the beneficiary’s address must be specified.   
Terms and Commission fees
Maximum amount per transaction

Maximum amount  per transaction and   in 30 days  is  5k USD per sender/ beneficiary and 30k USD in 1 year per sender/ beneficiary

Remittances in USD, EUR
Receipt of money in USD, EUR
Remittance speed 10 minutes
France, Belgium, Germany, Italy, Spain 2.5%, minimum 3.5 EUR/USD
Turkey, Canada, USA 3.5%, minimum 5.5 EUR/USD
Poland 1.5%, minimum 4 EUR/USD
Georgia, Latvia 1%, minimum 3 EUR/USD
Moldova 1.2%, minimum 2 EUR/USD
Tajikistan, Kyrgyzstan, Kazakhstan, Belarus, Uzbekistan 2.5%, minimum 3.5 EUR/USD
Russia 1.5%, minimum 1.25 EUR/USD
Ukraine 1.6%, minimum 3 EUR/USD
Bulgaria 2.5%, minimum 5 EUR/USD
Lithuania 1.5%, minimum 2 EUR/USD
Great Britain 3%, minimum 3.5 EUR/USD
Other countries 3%, minimum 3.5 EUR/USD
Geographical coverage 160 countries and 400,000 service points

Transfer payments in USD and EUR are made under any of the following conditions:

  • 4% cash withdrawal rate is applied for payments in Euro and 3% for payments in US dollars,
  • Transfer amount paid in EUR and USD is credited to the Customer's card/bank account without charging any commission,
  • Transfer amount paid in USD and EUR is converted into AMD.
Required documents

Transfer requirements

  • Identification document
  • Full name, country, city and bank of the beneficiar

To receive the transferred amount, it is necessary

  • to provide the identification document
  • specify the transfer code, consisting of 11 digits


Important to know
  • The Bank shall be obliged to provide a confirmation document for each transfer, specifying the transfer amount, currency and commission fee. The beneficiary shall receive the amount in full and shall not pay a commission fee. Correction of errors in the transaction, as well as cancellation of the transfer shall be carried out within the capacity and time frame of Remitter and Beneficiary banks.
  • Change of remittance data as well as cancelation thereof shall be carried out based on the written request of the remitter. The rate shall make AMD 1000. Remittances that have been carried out cannot be considered void, if the amount has been paid to the beneficiary.
  • AraratBank shall not be held liable for the aftermaths occurred due to the transfer of a remittance code by a customer to a third party.
  • Please, refer to for additional information.

Attantion The bank shall not be held liable for the reliability and accuracy of the contents of the linked web-sites, for the advertisements therein as well as for possible consequences arising from the use of information.


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Page updated 04.07.2022 | 14:09

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.