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You can send and receive money via Ria Money fast remittance system without opening an account. You can remit money in U.S dollars and euro to 120 countries of the world. 


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Terms and Commission fees
Maximum amount per transaction Maximum amount per transaction depends on the restrictions of the transfer paying country
Remittances in USD, EUR
Transfer requirements
  • Identification document
  • Full name, country, city and bank of the beneficiar
To receive the transferred amount, it is necessary
  • to provide the identification document
  • specify the transfer code, consisting of 11 digits
Receipt of money in USD, EUR
Transfer speed 10 minutes
France, Belgium, Germany, Italy, Spain 2.5%, minimum 3.5 EUR/USD
Turkey, Canada, USA 3.5%, minimum 5.5 EUR/USD
Poland 1.5%, minimum 4 EUR/USD
Georgia, Latvia 1%, minimum 3 EUR/USD
Moldova 1.2%, minimum 2 EUR/USD
Tajikistan, Kyrgyzstan, Kazakhstan, Belarus, Uzbekistan 2.5%, minimum 3.5 EUR/USD
Russia 1.5%, minimum 1.25 EUR/USD
Ukraine 1.6%, minimum 3 EUR/USD
Bulgaria 2.5%, minimum 5 EUR/USD
Lithuania 1.5%, minimum 2 EUR/USD
Great Britain 3%, minimum 3.5 EUR/USD
Other countries 3%, minimum 3.5 EUR/USD
Geographical coverage 120 countries worldwide
Required documents
  • Pasport or ID card
Important to know

The Bank shall be obliged to provide a confirmation document for each transfer, specifying the transfer amount, currency and commission fee. The beneficiary shall receive the amount in full and shall not pay a commission fee. Correction of errors in the transaction, as well as cancellation of the transfer shall be carried out within the capacity and time frame of Remitter and Beneficiary banks.

Change of remittance data as well as cancelation thereof shall be carried out based on the written request of the remitter. The rate shall make AMD 1000. Remittances that have been carried out cannot be considered void, if the amount has been paid to the beneficiary.

ARARATBANK shall not be held liable for the aftermaths occurred due to the transfer of a remittance code by a customer to a third party.

Please, refer to for additional information.

Attantion The bank shall not be held liable for the reliability and accuracy of the contents of the linked web-sites, for the advertisements therein as well as for possible consequences arising from the use of information.


Please follow the Armenian version

Financial assistant
ABC finance

Page updated 27.03.2020 | 11:14

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.