Online Banking
Ria transfers

Ria transfers

Ria Money Transfer, a subsidiary of Euronet Worldwide, Inc. (NASDAQ: EEFT), is a global leader in the money transfer industry. The company is steadfast in its commitment to its clients and their communities, offering fast, secure, and affordable money transfers through a network of over 505,000 locations across 182 countries and online at www.riamoneytransfer.com .

  • Currency

    AMD, USD

  • Remittance speed

    10 minutes

Lots of transactions - lots of gifts

Make the maximum number of transactions through the Ria Money fast money transfer system until December 31 and get one of 20 gift cards.

25% discount for transfers to Ukraine
Make transfers from Armenia to Ukraine using the RIA MONEY system, present the promo code RIA25AM and get a 25% discount.
Terms and Commission fees
Maximum amount per transaction

Maximum amount  per transaction and   in 30 days  is  5k USD per sender/ beneficiary and 30k USD in 1 year per sender/ beneficiary

Remittances in USD, EUR
Receipt of money in USD, EUR
Remittance speed 10 minutes
Ukraine, Georgia, Moldova, , Greece, Israel, Kazakhstan, Kyrgyzstan, Uzbekistan
0.01 - 200.00 2 USD/EUR
200.01 -5,000.00 0.9% of the Money Transfer Amount
Austria, Belgium, Bulgaria, Czech Rep., Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Romania, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
0.01 - 200.00 4 USD/EUR
200.01 – 5,000.00 2% of the Money Transfer Amount
 Canada, USA
0.01 - 200.00 4 USD/EUR
200.01 – 5,000.00 2% of the Money Transfer Amount
Any other countries
0.01 – 200.00 6 USD/EUR
200.01 – 5,000.00 3% of the money transfer amount
Geographical coverage 182 countries and 505,000 service points


Required documents

Transfer requirements

  • Identification document
  • Full name, country, city and bank of the beneficiar

To receive the transferred amount, it is necessary

  • to provide the identification document
  • specify the transfer code, consisting of 11 digits


Replenishment of Ukrainian cards

Top up Ukrainian cards with the Ria Money system.

Payment currency

UAH – when making a transfer payment to any Ukrainian bank

USD, EUR, UAH – when making a transfer payment to PrivatBank

UAH 29 999 (equivalent of USD 1 000) – when making a transfer payment to any Ukrainian bank

USD 5 000, EUR 4 500, UAH 149 999 (equivalent of USD 5 000) – when making a transfer payment to PrivatBank
Amount of transfer Commission fee USD/EUR

Between May 15 and August 31, 2023, regardless of the amount of the money transfer, a fixed rate of 1 USD / 1 EUR will be charged depending on the currency used.

0.01 - 200.00 USD/EUR 2
200.01 -5,000.00 0.7% of the amount transferred

No modifications can be made to the transfer payment. In case of error, the transfer payment should be cancelled and resubmitted.


Your financial directory” is an electronic system which facilitates the search and comparison of the services offered to individuals, and selection of the best options for you

You have the right to communicate with a financial institution of your choice by post or e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.

The bank may request additional documents or other information based on the "Know your customer" principle, as well as ask additional questions during oral communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing". 

In accordance with the agreement signed with the USA based on the Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a US taxpayer.

Important to know
  • The Bank shall be obliged to provide a confirmation document for each transfer, specifying the transfer amount, currency and commission fee. The beneficiary shall receive the amount in full and shall not pay a commission fee. Correction of errors in the transaction, as well as cancellation of the transfer shall be carried out within the capacity and time frame of Remitter and Beneficiary banks.
  • Change of remittance data as well as cancelation thereof shall be carried out based on the written request of the remitter. The rate shall make AMD 1000. Remittances that have been carried out cannot be considered void, if the amount has been paid to the beneficiary.
  • AraratBank shall not be held liable for the aftermaths occurred due to the transfer of a remittance code by a customer to a third party.
  • Please, refer to http://www.riafinancial.com/ for additional information.

Attantion The bank shall not be held liable for the reliability and accuracy of the contents of the linked web-sites, for the advertisements therein as well as for possible consequences arising from the use of information.

Ria Customer Service

The RIA Money system has introduced a customer call center.

  • Ria Customer Service telephone line for Armenia:  +374 94 23 59 00
  • Work schedule: Monday-Friday, 09:00 – 18:00 (Yerevan time)
  • Customer support languages: Russian, English
Ria Money Bank Deposit service

ARARATBANK accountholders can now receive an instant transfer directly to their customers' accounts in USD, EUR and AMD with the Ria Money system app, at any of Ria Money locations around the globe.

Transfers made in USD and EUR will be deposited to customer accounts in the same currencies (USD and EUR) if the customer holds an account in the respective currency.

Where the customer does not hold USD- or EUR-denominated accounts with the Bank, transfers will be converted into AMD and deposited to the respective account in AMD.

An overseas remitter simply needs to fill in:

  • Beneficiary's account number/card number
  • Beneficiary's name and surname
  • Amount of money and currency selected

Page updated 01.07.2024 | 14:29

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.