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ArCa Child

ArCa Mother and Child Care payment plastic card is intended for payment of Child Care Benefit for children under two, maternity benefit for the unemployed person and lump-sum allowance for childbirth.

 

 

 

  • Cash withdrawal at AraratBank cash points

    0%

  • Annual service fee

    Free of charge

  • Currency

    AMD

Service fees
TRANSACTION TYPE RATES*
Card issue Free of charge
Annual service fee Free of charge
Account statement Free of charge
Account statement of the current month AMD 500 
Annual service fee of the additional card AMD 2,000 

New card issue in case of loss and damage of a
card and in case of loss of a PIN code

AMD 1,500 

Cash withdrawal at ARARATBANK cash points

0%

Cash withdrawal at ArCa system cash points

0.8%
Annual interest accrued over the positive balance of card account   3%
Card blocking through Bank employee Free of charge
Card deblocking AMD 1,000 
Non-cash transactions Free of charge
Number of cash withdrawal transactions per day 10

Total maximum amount of cash transactions allowed per day 

 AMD 500,000 
Total maximum amount per transaction  AMD 500,000 
 Total maximum amount of transactions allowed per day  AMD 1,500,000 
Commission fee charged for card-to-card transfers  0.3 %

Cash in through ARARATBANK ATMs

0%

Cash in through ArCa system ATMs 

0.8%

SMS messages on executed transactions, on card expiry, on annual service fee

AMD 30 

* including VAT

ArCa Mother and Child Care payment plastic card is intended for payment of Child Care Benefit for children under two, maternity benefit for the unemployed person and lump-sum allowance for childbirth.

Upon receipt of the card the customer shall:

  • sign on the reverse of the card
  • sign both the Agreement and notification
  • sign in the field designated for PIN code

Dates for crediting funds to card accounts:

  • Funds credited to accounts between 17:30 of the previous business day and 9:30 of the following business day shall be activated by 10:30 of the given business day․
  • Funds credited to accounts between 09:30 and 13:30 of the given business day shall be activated by 14:00 of the given business day.
  • Funds credited to accounts between 13:30 and 17:30 of the given business day shall be activated on the same business day within an hour․
Required documents
  • Passport
  • Social security card
Attention

Your financial directory” is an electronic system which facilitates the search, comparison and selection of the most appropriate for you option among the services offered to individuals.

You have the right to communicate with the financial institution by any convenient means - by post or by e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.

The bank may request additional documents or other information based on the "Know your customer" principle, as well as ask additional questions during oral communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing". 

In accordance with the agreement signed with the USA based on the Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a US taxpayer.

Page updated 13.05.2024 | 21:15

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.