ArCa Classic
The chip ArCa plastic card is intended for withdrawing funds from ATMs in RA, making cashless payments at trade and service points, receiving salaries and making payments on websites containing the ArCa logo.
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Currency
AMD, RUB, USD, Euro
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Annual service fee
AMD 3,000
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Cash withdrawal from ATMs and POS terminals of ARARATBANK OJSC
0%
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Cash withdrawal from cash withdrawal points of ArCa system
0,8%
| Transaction type | Rates* |
| Card currency | AMD, USD, Euro, RUB |
| Card validity period | 4 years |
| Annual card service fee | AMD 3,000 |
| Annual card service fee for foreign citizen | AMD 7.500** |
| Linked card annual service fee for foreign citizen | AMD 5.000 |
| Linked card annual service fee | AMD 1500 |
| Card issuance at the Bank’s head office within a banking day | AMD 5,000 |
| Annual interest accrued on the card account positive balance | 0% |
| Cash withdrawal without card at ARARATBANK cash desk |
AMD 1%, 2% USD, 2% EUR |
| Cash withdrawal at ATMs and POS terminals of ARARATBANK | AMD 0%, 2% USD, 2% EUR |
| Cash withdrawal at other banks’ cash withdrawal points, ATMs and POS terminals | 0,8% |
| Commission fee charged for card-to-card transfers** | 0,3%*** |
| Provision of new PIN code through ATM (AMD) | 500 |
| Card reissuance in case of its loss, damage and loss of PIN code (AMD) | 500 |
| Provision of statement | AMD 500 |
| Current month’s statement (AMD) | AMD 500 |
| Statement via e-mail (AMD) | free |
| Card unblocking (AMD) | AMD 500 |
| Total maximum number of cash withdrawal transactions permissible per day | 30 |
| Total maximum number of transactions permissible per day | 30 |
| Maximum total amount per transaction (AMD) |
AMD 1,000,000 USD 3,000 EURO 3,000 RUB 200,000 |
| Maximum total amount of cash transactions permissible per day (AMD) |
AMD 1,000,000 USD 3,000 EURO 3,000 RUB 200,000 |
| Maximum total amount of transactions permissible per day (AMD) |
AMD 2,000,000 USD 9,000 EURO 6,000 RUB 400,000 |
| Cash-in through ARARATBANK ATMs | 0% |
| Cash-in through ArCa system ATMs | 0,8% |
| SMS banking service for making Internet- based transactions via 3D Secure system | free |
| SMS messages on executed transactions (AMD) | 15 |
* VAT included
** One-off payment for two-year service applies
***Please be informed that in addition to commission fee charged for transfers at ARARATBANK service points (including the online platform), an additional fee of the relevant Servicing Bank is also applied, which shall be charged at the time of transaction and shall be added to total amount of transaction.
- Passport
- Social security card
“Your financial directory” is an electronic system which facilitates the search, comparison and selection of the most appropriate for you option among the services offered to individuals.
You have the right to communicate with the financial institution by any convenient means - by post or by e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.
Page updated 22.04.2024 | 13:36
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.
