|Minimum deposited amount
||AMD 500,000, USD 1,000 and EUR 1.000
Maximum deposited amount
|AMD 100,000,000, USD 200,000 and EUR 200.000
| Annual interest rate
|Annual interest yield
|Mode of interest repayment**
|Deposit top up** **
||Within the whole effective period of the deposit contract except for 90 days prior to deposit maturity date
|Reduction of deposit amount***
|| Partial or full termination of the contract shall be permitted during the whole effective period of the deposit contract
* Upon request of the customer, interests shall be paid out:
- by capitalization;
- to the bank or card account of the depositor.
**The total amount of all top-ups during the deposit contract period (except for capitalized interests) cannot exceed the value of the initial deposit amount.
Deposit amounts may be reduced either partially or fully during the contract period:
- 0.1% per annum shall re-accrue till 90 days from the date of deposit;
- 90-180 days – AMD 6%, USD 3%, and EUR 1.5%;
- no re-accrual of interest shall be applied for 180 days and over.
Attention: where the deposit amount is claimed either partially or fully before completion of 180 days, excess interests shall be charged from the claimed or reduced deposit amount.
Accrual of interests on the reduced amount shall be done on the day following the day the deposit is placed till the day preceding the day the deposit is claimed (actual calendar days).
Attention: Interests on the funds available in your account shall accrue based on nominal interest rate, while the annual interest yield shows the amount of income to be received by the depositor after they make deposit-related required payments and receive the earned interests in the prescribed manner. Follow this link to learn about the calculation procedure of the annual percentage yield.
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