Online Banking
To remitters

To remitters

If you have transferred and received amounts of more than USD 800 a month during a 3-month period, you can use a line of credit with DC Young Professional payment card before receiving your next remittance.

  • Currency


  • Maximum amount

    USD 2000

  • Period

    24 months

  • Interest rate

    16%։ actual interest rate 18․13-23.43%



Borrower Customers sending and receiving money via fast remittance systems
Overdraft currency USD
Annual interest rate 16%
Overdraft maximum amount USD 2.000, the total of  remittances sent and received each month 3 months prior to submitting the loan application should be USD 800.        
Overdraft maturity 24 months
Overdraft disbursement mode By payment card
Card type DC Young Professional
Card effective period 24 months
Annual service fee of the payment card    AMD 4 000
Cash withdrawal from ATMs and POS terminals of ARARATBANK OJSC   0%
Interest repayments Monthly
Overdraft repayments Equal amortization

Penalty on past-due interest

0.07% daily
Penalty on past-due principle 0.06% daily
Requirements to the credit history of the Borrower

Lack of past-due liabilities within 24 months prior to submitting the loan application. As for repaid liabilities, the loan must be at least classified as watched and the total of past-due liabilities shall not exceed 30 days.   


Dear Customer, the ratings and the number of inquiries generated as a result of your loan applications may affect your overall credit rating in the Scoring systems.

Required documents
  • Passport 
  • Social security card․
Useful Information

Please follow the Armenian version


Please follow the Armenian version

Loan/leasing amount


Annual interest rate

All fields are required to be filled out and must not contain 0.

Term Payable interest Partial repayment of the loan General payment
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
0 0 դր. 0 դր. 0 դր.
General 0 դր. 0 դր. 0 դր.

Page updated 18.12.2023 | 10:50

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.