Diners Club Super Premium

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Diners Club Super Premium

Diners Club Super Premium is designed for frequent purchasers and travelling customers.

Concierge service

5 calls per year are free of charge Every next call AMD 3500.
Annual service fee

AMD 48,000
Currency

AMD, USD,EUR, RUB,GBP

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Special offer by 2020 November 29

Please follow the Armenian version

Service fees

TRANSACTION TYPE	RATES*
Currency	AMD, USD,EUR, RUB,GBP
Card issue	Free of charge
Annual service fee	AMD 48.000
Required balance	N/A
Account statement	Free of charge
Current statement issue	Free of charge
Additional (linked) card issue	Free of charge
Annual service fee of the linked card	AMD 5,000
New card issue, in case of loss or damage of a card and in case of loss of a PIN code	AMD 3,000
Cash out from ATMs and POS terminals of ARARATBANK OJSC	0%
Cash out abroad	3%
Cash out from ARARATBANK cash-desk without a card	3%
Non-cash transactions	Free of charge
Annual interest accrued over the positive balance of card account	AMD	1%
	USD	0%
	EUR	0%
	RUB	0%
	GBP	0%
Card blocking	Free of charge
Card deblocking	AMD 1,500
Number of daily cash-out transactions	10
Total maximum amount of cash out transactions permissible within one day	AMD	4,000,000
	USD	10,000
	EUR	7,000
	RUB	322,000
	GBP	6,000
Total maximum amount per transaction	AMD	4,000,000
	USD	9,000
	EUR	4,000
	RUB	300,000
	GBP	5,000
Total maximum amount of transactions permissible within one day	AMD	8,000,000
	USD	40,000
	EUR	30,000
	RUB	700,000
	GBP	15,000
Card-to-card, commission charged on account / card transfer from account	0%
Annual interest accrued over the line of credit/overdraft	USD	according to current tariffs
	EUR
SMS messages on executed transactions	Free of charge
Grace period of credit line / overdraft	USD	according to current tariffs
	EUR
Cash deposit in card account	0%
Airport lounge fee	according to Diners Club tariffs
Concierge service fee	Five calls per year – free of charge. Each next call – AMD 3500
The issued plastic card and the card account shall be active from the moment the card has been issued

* including VAT

Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount

Upon receipt of the card the customer shall:

sign on the reverse of the card
sign both the Agreement and notification
sign in the field designated for PIN code

Dates for crediting funds to card accounts:

Funds credited to accounts between 17:30 of the previous business day and 9:30 of the following business day shall be activated by 10:30 of the given business day․
Funds credited to accounts between 09:30 and 13:30 of the given business day shall be activated by 14:00 of the given business day.
Funds credited to accounts between 13:30 and 17:30 of the given business day shall be activated on the same business day within an hour․

Required documents

Passport
Social security card

Travel insurance

Benefit	Benefit Limit per Cardholder per event	Excess per Cardholder per event in USD / Time
Medical and Travel Assistance Services	Benefit limit not applicable to this section	Not applicable
Emergency Medical, Evacuation and Repatriation Expenses Medical expenses Evacuation and Repatriation expenses/ Transportation of Mortal Remains/ Return of Dependent Children	EUR 30,000	Not applicable
Personal Accident Common Carrier	EUR 30,000 For children aged 16 and under death benefit is limited to EUR 3,000	Not applicable
Hospital Daily Benefit	EUR 50	48 hours
Personal Liability	EUR 30,000	Not applicable
Inconvenience Benefits
Loss of Baggage	EUR 1,000	EUR 50
Cancellation	EUR 3,000	EUR 100
Travel delay	EUR 75	4 hours
Baggage delay	EUR 75	4 hours
Document replacement	EUR 2,500	Not applicable
Legal Expenses	EUR 3,000	Not applicable

Compensation payable in respect of Personal Accident
Death	100% of sums above
Total and irrecoverable loss of sight of one or both eyes	100% of sums above
Loss of one or two Limbs	100% of sums above
Permanent Total Disablement (other than above)	100% of sums above

*Benefit shall not be payable under more than one of the items above in respect of the consequences of one Accident.



Travel Insurance

Concierge service

Follow the Armenian version

Cashback

Cash back with Diners Club Super Premium cards

Important to know

If you enter your PIN incorrectly three times, the ATM will automatically confiscate your card. In case your card is confiscated, you have to apply immediately to the bank, which owns the ATM or you can give a call to ARARATBANK at 54 23 23.
When you get your card you have to put your signature in a corresponding field. Lack of signature or its mismatch to the original one is a legitimate basis for rejecting to implement an operation with your card and for confiscating it.
When you get your card you have to sign in a corresponding field. The lack of signature or its mismatch to the original one is a legitimate basis for rejecting your card service as well as for confiscating it.
PIN code is required to get cash from ATMs and to execute transactions via electronic terminals.
If you lost your card or for any reason it was confiscated by ATM, you must immediately inform ARARATBANK about the loss of your card by calling at 54 23 23 or ArCa payment system center at 59 22 22.
While executing transactions in USD, EUR, AMD, RUB and GBP through MasterCard/VISA system cards issued by ARARATBANK, the bank exchange rate as of the transaction date shall be applied while calculating transaction amount, transactions in other currency shall be calculated following MasterCard/Visa system rules.
Cardholders may file a complaint on transactions reflected on the statement within 30 days after they have received the statement. The statement shall be deemed agreed with a cardholder, if the latter has presented no objection during the mentioned period. Any claims raised by the cardholder, the latter shall apply to ARARATBANK head office or any of its branches with passport and fill in the transaction complaint, after which the Bank shall carry out relevant examination and submit written substantiation on accepting or rejecting the complaint no later than within 60 days after the complaint has been received.
In case the card is lost, the Cardholder shall immediately inform the Bank. Based on the Customer request and on the account of the Cardholder funds, the Bank can place the Card in the block list of international settlement system until the card expiry or for certain periods. Cardholders shall bear the risk of adverse effects of the transactions (including unauthorized transactions) executed by effective card within the period the card hasn’t been placed in the block list of international settlement system based on the Customer request and on the account of the Cardholder funds and in case Cardholders fail to inform the Bank about the card loss.
The Bank shall not be held liable for the losses incurred by cardholders as a result of fraud transactions executed by card through internet, POS terminals, ATMs and/or technical means and/or virtually․
The Bank shall not be held liable for the losses incurred by cardholders, if the card occurs in the hands of other person, if the card or card data (including card number, card account number, card password, PIN code and CVV code) become known to other persons.
The Bank shall not be held liable for the losses incurred by cardholders due to malfunction of the internet, ATMs, POS terminals and connection breakdown or other technical problems, except for cases when cardholders withdraw funds from POS terminals or ATMs but do not actually get the money, though the funds have been de facto debited from the card account.