Online Banking
Card cover

Diners Club Super Premium

Diners Club Super Premium is designed for frequent purchasers and travelling customers. 

  • Concierge service

    5 calls per year are free of charge

  • Annual service fee

    AMD 48,000

  • Currency


Service fees


Annual service fee

AMD 48.000 

Required balance N/A
Account statement Free of charge
Current statement issue Free of charge
Additional (linked) card issue Free of charge
Annual service fee of the linked card AMD 5,000 
New card issue, in case of loss or damage of a card and in case of loss of a PIN code AMD 3,000 
Cash out from ATMs and POS terminals of AraratBank OJSC 0%
Cash out abroad 3%
Cash out from AraratBank cash-desk without a card 3%
Non-cash transactions Free of charge
Annual interest accrued over the positive balance of card account AMD 1%
USD 0%
EUR 0%
RUB 0%
GBP 0%
Card blocking Free of charge
Card deblocking AMD 1,500 
Number of daily cash-out transactions 10
Total maximum amount of cash out transactions permissible within one day AMD 4,000,000
USD 10,000
EUR 7,000
RUB 322,000
GBP 6,000
Total maximum amount per transaction AMD 4,000,000
USD 9,000
EUR 4,000
RUB 300,000
GBP 5,000
Total maximum amount of transactions permissible within one day AMD 8,000,000
USD 40,000
EUR 30,000
RUB 700,000
GBP 15,000
Card-to-card, commission charged on account / card transfer from account 0%
Annual interest accrued over the line of credit/overdraft USD according to current tariffs
SMS messages on executed transactions Free of charge
Grace period of credit line / overdraft USD according to current tariffs
Cash deposit in card account 0%
Airport lounge fee

according to Diners Club tariffs 

As from January 18, 2023, the service fee will be charged at the time of payment.

Concierge service fee Five calls per year – free of charge. Each next call – AMD 3500

* including VAT

Commission fee charged for cash withdrawals from AraratBank POS terminals by cards issued by other banks 2% of withdrawn amount

 Upon receipt of the card the customer shall:

  • sign on the reverse of the card
  • sign both the Agreement and notification
  • sign in the field designated for PIN code

Dates for crediting funds to card accounts:

  • Funds credited to accounts between 17:30 of the previous business day and 9:30 of the following business day shall be activated by 10:30 of the given business day․
  • Funds credited to accounts between 09:30 and 13:30 of the given business day shall be activated by 14:00 of the given business day.
  • Funds credited to accounts between 13:30 and 17:30 of the given business day shall be activated on the same business day within an hour․
Required documents
  • Passport
  • Social security card
Travel insurance
Concierge service
Follow the Armenian version

Your financial directory” is an electronic system which facilitates the search, comparison and selection of the most appropriate for you option among the services offered to individuals.

You have the right to communicate with the financial institution by any convenient means - by post or by e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.

The bank may request additional documents or other information based on the "Know your customer" principle, as well as ask additional questions during oral communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing". 

In accordance with the agreement signed with the USA based on the Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a US taxpayer.

Page updated 13.05.2024 | 21:23

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.