Online Banking
Card cover

Diners Club Young Professional

Diners Club Young Professional plastic card is designed for accomplished professionals and young managers.


  • Concierge service

    3 calls per year free of charge

  • Annual maintenance fee

    AMD 12.000

  • Currency


Service fees



Annual card service fee (AMD)


Validity period 2 years

Statement (AMD)

Current statement (AMD) 0
Statement via e-mail (AMD) 0
Linked card annual service fee (AMD) 12,000
Issuing new card in case of its loss, damage and loss of PIN code (AMD) 2,000
Card issuance at the Bank’s Head Office within one banking day (AMD) 5,000
Generating new PIN code through ATM (AMD) 1,000

Withdrawing cash currency from the Bank’s ATMs

Withdrawing cash at the Bank’s counter via POS terminal** AMD-0%, USD-2%,EUR-2%,RUB-0%,GBP-1%
Withdrawing cash abroad 3%
Cardless cash withdrawal at the Bank’s counter 3%
Annual interest accrued on positive card account balance 0%
Card unblocking (AMD) 1,000
Total maximum number of cash withdrawal transactions allowed per day 30
Total maximum number of transactions allowed per day 30
Total maximum amount of cash withdrawal transactions allowed per day



EUR - 4,000, 

RUB - 450,000,

GBP - 3,500

Total maximum amount per transaction



EUR - 4,000, 

RUB - 450,000,

GBP - 3,500

Total maximum amount of transactions allowed per day



EUR - 8,000, 

RUB - 900,000,

GBP - 7,000

Commission charged for card-to-card transfers*

(except for card-to-card transfers in case of loans with grace period provided by means of payment cards, which are subject to 1% commission fee*)
SMS service for making online transactions via 3D Secure System (AMD) 0
SMS notification on executed transactions (AMD) 0
Airport lounge access fee as per Diners Club rates
Concierge service fee 3 free calls per year

Card transaction dispute,

in case of receiving objection from the Acquiring bank (second presentment) and/or arbitration of dispute (AMD)


* Please be informed that on transactions made through ATMs, terminals or other online platforms of Armenian Card system member banks, the Acquiring Bank commission fee may also be applied, in the amount determined by the respective bank. Please also note that in AraratBank customer service centers (including the online platform), in addition to fees applied on other banks’ cards by the issuing bank, а 0.5% commission fee of the Acquiring Bank shall also be applied, charged at the time of transaction and summed up with the transaction amount.

** Not applied for amounts credited to bank accounts of natural persons (except for private entrepreneurs) from interests accrued over the loan funds disbursed by AraratBank, term deposits and AraratBank bonds, whereas a 3% fee shall be applied on cash disbursed (regardless of currency) at AraratBank’s counter via POS terminal by means of payment cards issued by other banks.

Required documents
  • Passport
  • Social security card


Travel insurance
Concierge service

Follow the Armenian version


Your financial directory” is an electronic system which facilitates the search, comparison and selection of the most appropriate for you option among the services offered to individuals.

You have the right to communicate with the financial institution by any convenient means - by post or by e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.

The bank may request additional documents or other information based on the "Know your customer" principle, as well as ask additional questions during oral communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing". 

In accordance with the agreement signed with the USA based on the Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a US taxpayer.

Page updated 28.06.2024 | 18:21

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.