Have a card and/or current account with ARARATBANK OJSC.
The mobile phone number provided to ARARATBANK must be the recipient’s active phone number, which the recipient should provide to the sender making the transfer from Fora Bank.
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"MIG" top-ups of accounts by phone with Fora-Оnline Аpp
Due to sanctions imposed against Russian banks, the Bank has terminated the Fora-Online money transfer service.
Fora-Оnline mobile app users can send money from Russia to Armenia to ARARATBANK OJSC individual card/account holders by using a phone number.
Service description
1. To make a transfer from Fora-Bank, the remitter needs to:
On the Multitransfer.ru website, select Country: Armenia → “By phone number”.
Choose Transfers to Armenia as the bank, enter the recipient’s phone number (the one provided by the recipient to ARARATBANK), and input the transfer amount.
Check the recipient’s first and last name and confirm the transfer.
2. To receive the transfer from ARARATBANK OJSC, the remittee needs to:
Terms & conditions
| Type of operation | Money Transfer (fulfillment of the account) |
| Transfer direction | From the Russian Federation to the Republic of Armenia |
| Remitter bank | FORA-BANK |
| Beneficiary bank | ARARATBANK OJSC |
| Currency of funds transferred | RUB (Russion ruble) |
| Currency of funds received | *AMD |
| Transfer beneficiary description | ARARATBANK OJSC individual AMD account holder |
| Transfer payment mode | Non-cash, on the beneficiary's current or card account in AMD |
| Transfer speed | Instant |
| Service availability | 24 hours a day/7 days a week |
| Commission fee charged to remitter | According to tariffs set by Fora-Bank |
| Commission fee charged to beneficiary | N/A |
*Selection of the account shall be made by ARARATBANK according to the priority defined by its internal procedures. Before crediting the amount of the transfer to the beneficiary's account, ARARATBANK shall convert the transferred amount from the Russian ruble to the Armenian dram at the exchange rate effective at ARARATBANK at the time of operation.
Page updated 29.01.2026 | 12:51
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.
