Transfers by phone number

Arca Pay is a simple, fast and secure system for making instant bank-to-bank transfers via phone number.

From now on, customers can make transfers to customers of other banks connected to the system via phone number through the AraratMobile application. Transfers can be made and received via the Arca Pay system both to a card and to a current account.

0% commission on transfers will be in effect until December 31, 2025.

Access a step-by-step guide for making a transfer by clicking here.