Mastercard World Travel
Get the Mastercard World Travel, designed to meet all your travel needs, and enjoy a number of benefits:
- Free access to Lounge Key business lounges (6 visits annually),
- 6 annual Fast Track services,
- 1 GB of annual internet roaming (Global Roaming),
- Access to free Mastercard concierge service on a 24/7 basis,
- Travel insurance package covering the cost of emergency medical care, delayed flight, flight cancellation, delayed or lost baggage, money (cash) loss, replacement of documents, etc.
- Mastercard specials.
Click here to learn more about benefits.
|
Type of transaction |
Fee |
|
Validity term |
4 years |
|
Currency |
AMD, USD, EUR, RUB*, GBP |
|
Annual service fee |
AMD 20,000 |
|
Account statement |
Free |
|
Annual service fee for foreign nationals |
AMD 40,000**** |
|
Linked card annual service fee for foreign nationals |
AMD 30,000**** |
|
Current account statement |
Free |
|
Account statement via e-mail |
Free |
|
Linked card annual service fee |
AMD 12,000 |
|
Issuance of a new card in the event of card loss/damage or loss of PIN code |
AMD 5,000 |
|
Same day card issuance at ARARATBANK head office |
AMD 5,000 |
|
Cash withdrawal from ARARATBANK ATMs |
0% |
|
Cash withdrawal from ArCa system cash withdrawal points |
0.80% |
|
Cash withdrawal abroad and from VTB-Armenia Bank ATMs |
1.5%, AMD 1,500 min. |
|
Cardless cash withdrawal from ARARATBANK cash desks |
AMD - 1%, USD - 2%, EUR - 2%, RUB - 1%, GBP - 1% |
|
Cash withdrawal from ARARATBANK cash desks via POS terminal** |
AMD - 0%, USD - 1%, RUB - 0%, EUR - 1%, GBP - 1% |
|
New PIN code through ATM |
Free |
|
Annual interest accrued on positive card account balance |
0% |
|
Total number of cash withdrawal transactions per day |
30 |
|
Total number of transactions per day |
30 |
|
Total amount of cash withdrawal transactions per day |
AMD - 4,000,000, USD - 10,000, EUR - 10,000, RUB - 1,000,000, GBP - 7,000 |
|
Maximum amount per transaction |
AMD - 4,000,000, USD - 10,000, EUR - 10,000, RUB - 1,000,000, GBP - 7,000 |
|
Total amount of transactions per day |
AMD - 8,000,000, USD - 20,000, EUR - 20,000, RUB - 1,800,000, GBP - 15,000 |
|
Commission fee charged for card-to-card transfers*** (commission fee for card-to-card transfers in case of loans with grace period provided via payment cards is 1%) |
0.30% |
|
Commission fee charged for transactions executed with cards and/or card accounts in case of loans with grace period provided via payment cards (no fee is charged for non-cash transactions executed via POS terminals (at points of sale and service (including virtual)) *** |
1% |
|
Card blocking and recording on international STOP LIST (blocking effective for two weeks) |
AMD 15,000 |
|
Card unblocking |
Free |
|
Depositing cash at ARARATBANK Cash-in ATMs |
0% |
|
Depositing cash at ArCa system Cash-in ATMs |
0.80% |
|
SMS notifications on executed transactions |
Free |
|
SMS notifications for executing online 3D Secure transactions |
Free |
|
Disputing card transactions, receiving responses from the acquiring bank (second presentment) and/or arbitration case fling |
AMD 5,000 |
* Maximum daily limit of free cash deposit in Russian rubles to card account is RUB 30,000.
RUB-denominated deposit fee set by the Dealing Center as of the day of transaction shall be applied to card account cash deposits exceeding RUB 30,000 within the given day.
**Not applied to amounts credited to card accounts of natural persons (except for private entrepreneurs) from interests accrued over the loan funds disbursed by ARARATBANK, term deposits and ARARATBANK bonds. 3% fee shall apply to cash withdrawals (regardless of currency) from ARARATBANK cash desks via POS terminals by means of payment cards issued by other banks.
In addition to the commission fee charged for cash withdrawal from ARARATBANK cash desks via POS terminals, a cash withdrawal commission of 0.2% shall also apply, charged on the day of transaction.
*** Where transactions are performed through ATMs, terminals or other online platforms of Armenian Card system member banks, the acquiring bank commission fee may also be applied, the amount of which shall be determined by the respective bank. Please be also informed that in ARARATBANK points of service (including the online platform), in addition to fees charged by the issuing bank, the acquiring bank commission fee of 0.5% shall also apply to payment cards not issued by ARARATBANK, charged at the time of transaction and summed up with the transaction amount.
**** Payment plastic card maintenance fee shall be charged annually.
- Passport
- Social security card
“Your financial directory” is an electronic system which facilitates the search, comparison and selection of the most appropriate for you option among the services offered to individuals.
You have the right to communicate with the financial institution by any convenient means - by post or by e-mail. Receiving information electronically is the most convenient option. It is available 24/7, free from the risks of loss of paper information and ensures privacy.
The bank may request additional documents or other information based on the "Know your customer" principle, as well as ask additional questions during oral communication, for the purpose of due diligence of the customer defined by the RA Law "On Combating Money Laundering and Terrorist Financing".
In accordance with the agreement signed with the USA based on the Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a US taxpayer.
Page updated 03.09.2025 | 16:54
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.
