Online Banking
Receiving money from Tinkoff Bank by phone number

Receiving money from Tinkoff Bank by phone number

Tinkoff cardholders from the Russian Federation can top up the local currency accounts of ARARATBANK customers through the Tinkoff mobile app, specifying only the phone number of the remittee.

Description of Service

1․ To make a transfer from the RF, the remitter needs to:

In the Tinkoff app, select "Payments" → "Transfers" → "Abroad" → "By phone number to card/account".

In the “Bank” field, select ARARATBANK OJSC, enter the phone number of the remittee (provided by the latter to ARARATBANK) and the amount of money to be remitted.

Check the full name of the remittee and confirm the transfer. 

2․ To receive the transfer, the remittee needs to:

Be holder of local currency card and/or current account with ARARATBANK.   
Provide the Tinkoff remitter with his/her valid mobile phone number registered in ARARATBANK database.

Terms and Conditions
Type of operation Fee
Transfer direction From the Russian Federation to the Republic of Armenia
Remitter bank Tinkoff
Beneficiary bank ARARATBANK OJSC
Currency of funds transferred RUB
Currency of funds received *AMD
Transfer beneficiary description ARARATBANK OJSC account holder individual customer
Transfer payment mode Non-cash, on the beneficiary's current or card account in AMD
Transfer timeline Instant
System availability 24 hours a day/7 days a week
Commission fee charged to remitter According to tariffs set by Tinkoff
Commission fee charged to beneficiary Free
Cash withdrawal According to the document regulating tariffs of the respective account or payment card

For Tinkoff Bank cardholders, transfers up to RUB 20,000 shall be made at 0% commission. Where the amount of the transfer exceeds RUB 20,000, a commission fee of 1% of the exceeding amount shall apply.

* Selection of the account shall be made by ARARATBANK according to the priority defined by its internal procedures. Before crediting the amount of the transfer to the beneficiary's account, ARARATBANK shall convert the transferred amount from the Russian ruble to the Armenian dram at exchange rate specified in Tinkoff app.

Financial assistant
ABC finance

Page updated 19.01.2023 | 09:31

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.