Receiving money from Tinkoff Bank by phone number
Tinkoff cardholders from the Russian Federation can top up the local currency accounts of ARARATBANK customers through the Tinkoff mobile app, specifying only the phone number of the remittee.
1․ To make a transfer from the RF, the remitter needs to:
In the Tinkoff app, select "Payments" → "Transfers" → "Abroad" → "By phone number to card/account".
In the “Bank” field, select ARARATBANK OJSC, enter the phone number of the remittee (provided by the latter to ARARATBANK) and the amount of money to be remitted.
Check the full name of the remittee and confirm the transfer.
2․ To receive the transfer, the remittee needs to:
Be holder of local currency card and/or current account with ARARATBANK.
Provide the Tinkoff remitter with his/her valid mobile phone number registered in ARARATBANK database.
| Type of operation | Fee |
| Transfer direction | From the Russian Federation to the Republic of Armenia |
| Remitter bank | Tinkoff |
| Beneficiary bank | ARARATBANK OJSC |
| Currency of funds transferred | RUB |
| Currency of funds received | *AMD |
| Transfer beneficiary description | ARARATBANK OJSC account holder individual customer |
| Transfer payment mode | Non-cash, on the beneficiary's current or card account in AMD |
| Transfer timeline | Instant |
| System availability | 24 hours a day/7 days a week |
| Commission fee charged to remitter | According to tariffs set by Tinkoff |
| Commission fee charged to beneficiary | Free |
| Cash withdrawal | According to the document regulating tariffs of the respective account or payment card |
For Tinkoff Bank cardholders, transfers up to RUB 20,000 shall be made at 0% commission. Where the amount of the transfer exceeds RUB 20,000, a commission fee of 1% of the exceeding amount shall apply.
* Selection of the account shall be made by ARARATBANK according to the priority defined by its internal procedures. Before crediting the amount of the transfer to the beneficiary's account, ARARATBANK shall convert the transferred amount from the Russian ruble to the Armenian dram at exchange rate specified in Tinkoff app.
Page updated 19.01.2023 | 09:31
In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.
