MasterCard Gold


 

  
 
MasterCard Gold
 
Get this prestigious international card, which highlights your high financial status. Use the integral and special package of services provided to the holder of this card, enjoy high-level services in the entire world. Become a member of VIP society, easily visit world-known hotels, clubs, shops, casinos, restaurants and other institutions.

ARARATBANK provide MasterCard Gold cards for 2 year period.

For the holders of this card ARARATBANK provide 30-days Grace period for the credit lines and overdrafts, which is calculated starting from the day of the operation.
 
Upon getting familiarized with the types of cards, terms of service and rates, the Customer may choose a card by submitting the following documents:
- A copy of passport and social security card
- A completed application for the specific type of card
-Make payments as per the applicable rates of the Bank

The Bank shall issue the card in 3 (three) banking days.

When receiving the Card the Cardholder shall:
- Present themselves at the Bank with their passport
- Sign on the backside of the Card
- Sign in the space intended for the PIN code
- Sign the agreement and the notification

The following will be provided with each card:
- Terms of maintaining and rules of using Bank Cards
- A guide to use an ATM
- A booklet

The issued plastic card and the card account shall be active from the moment the card has been issued.
 
TARIFF RATES.
 
TYPE OF OPERATION Card
currenct
Cirrus/
Maestro
MC Standart MC
Gold
MC Business
 
Extending cards AMD
USD
EUR
RUB
free of charge free of charge free of charge free of
charge
Annual fee for card servicing (AMD) AMD
USD
EUR
RUB
2 500 5 000 30 000 20 000
Minimum balance of card account AMD
USD
EUR
RUB
2 000
5
5
180
3 000
10
10
270
40 000
150
100
3 600
30 000
100
80
2 700
Account statement AMD
USD
EUR
RUB
free of charge free of charge free of charge free of
charge
Additional statement (AMD) AMD
USD
EUR
RUB
500* 500* free of charge free of
charge
Limit of paying in cash AMD
USD
EUR
RUB
free of charge free of charge free of charge free of
charge
Annual supply payment of the adjecent card (AMD)
AMD
USD
EUR
RUB
2 000 5 000 10 000 10 000
Providing with new card with same period of time in case of loss, damage and forgetting PIN code (AMD) AMD
USD
EUR
RUB
1 500 2 500 10 000 10 000
Cash withdrawal with ARARATBANK CJSC’s ATMs and POS terminals (AMD) AMD
USD
EUR
RUB
0.2 % 0.0 % 0.0 % 0.2 %
Cash withdrawal with ARARATBANK CJSC’s ATMs and POS terminals (Currency) AMD
USD
EUR
RUB
0.0 % 0.0 % 0.0 % 0.0 %
Cash withdrawal with ArCa Currency and POS terminals AMD
USD
EUR
0.8 % 0.8 % 0.8 % 0.8 %
Disposal of cash abroad, also in cash points of HSBC Armenian Bank, AREXIMBANK and VTB banks in Armenia. AMD
USD
EUR
RUB
2.0 % min
2500 AMD
2.0 %
min
2500 AMD
2.0 % min
2500 AMD
2.0 %
min
2500
AMD
Commissions non-cash transactions AMD
USD
EUR
RUB
free of charge free of charge free of charge free of charge
Interests on positive balance of card account/annually/ AMD
USD
EUR
3 % 3 % 3 % 3 %
Card unlocking
AMD
USD
EUR
RUB
free of charge free of charge free of charge free of
charge
Card unlocking (AMD) AMD
USD
EUR
RUB
1 000 1 500 4 000 4 000
Daily number of transaction AMD
USD
EUR
RUB
10 10 10 10
The total maximum sum of daily allowed cash transactions AMD
USD
EUR
RUB
500 000
1 000
1 000
45 000
1500 000
1 000
1 000
135 000
2500 000
8 000
5 000
224 000
1500 000
5 000
3 000
135 000
The total maximum sum of one transaction AMD
USD
EUR
RUB
500 000
1 000
1 000
45 000
1 000 000
3 000
2 000
90 000
2100 000
7 000
4 000
188 000
1500 000
5 000
3 000
135 000
The total maximum sum of daily allowed transactions AMD
USD
EUR
RUB
1500 000
5 000
3 000
135 000
3 000 000
9 000
6 000
270 000
6 000 000
20 000
13 000
540 000
4 500 000
14 000
9 000
403 000
Commision fee for transfers between cards AMD
USD
EUR
RUB
- 0.3 % 0.3 % 0.3 %
Interest rate on credit line/overdraft % AMD
USD
EUR
RUB
- 22 % 18 % 22 %
SMS massages of executed transactions (AMD) AMD
USD
EUR
RUB
30 30 free of charge free of charge
Grace period for credit lines and overdrafts AMD
USD
EUR
RUB
- 0 day
0 day
0 day
0 day
0 day
30 days
30 days
30 days
0 day
0 day
0 day
0 day
 

You have to know

In case of typing your PIN incorrectly three times ATP will automatically confiscate it. In case of confiscation of your card you have to apply immediately to the bank, which owns the ATM or you can give a call to ARARATBANK by the following number - 54 79 58.

When you get your card you have to put your signature in a corresponding field. The lack of signature or its mismatch to original is a legitimate basis for rejecting to implement an operation with your card and for confiscating it.

PIN code is a necessary option for getting cash from ATMs and for carrying out operations in POS terminals.

If you lost your card or for any reason it was confiscated by ATM you must immediately inform ARARATBANK about the loss of your card by the following number - 54 79 58 or ArCa payment system center - 44 03 80.

 

Attention

 

Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount

 

 

SMS service

terms and conditions

* card expiry

* loan or overdraft maturity upon customer request

* (line of credit) overdraft repayment date and amount drawn from the account  upon customer request   

* annual service fee

* loan or overdraft monthly repayment  upon customer request

 

 

 

    AMD 30.00

 

 

 In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail.  


Please refer to https://www.abcfinance.am/finhelper/index.php?type=cardsto get understanding of the system of financial assistance.




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