ArCa Junior

ArCa Junior is a local card with an original design for students. With ArCa Junior card you can make fast and secure payments in the trade and service outlets, withdraw cash from ATMs, register at and execute numerous transactions by your virtual card.
Making purchases in over 100 trade and service outlets of ARARATBANK discount network and paying by ArCa Junior plastic card, you will enjoy discounts and save your funds. Moreover, up to 2% per annum will accrue on the positive balance of the card account.

Book ArCa Junior card online

ArCa Junior card terms and service fees




Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount


SMS service

terms and conditions

*SMS on card expiry

*SMS on loan or overdraft expiry date upon customer request

*SMS on the deduction date and amount of the line of credit or overdraft upon customer request

*SMS on annual service fee

*SMS on the monthly repayment of loan or overdraft upon customer request




    AMD 30.00


The Bank does not bear any responsibility for the contents, accuracy and validity of information on the linked websites, any advertisements placed thereon, and the possible consequences of using that information. In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail. 

Please refer to to get understanding of the system of financial assistance.