ArCa Gift Card


ArCa Gift Card is an excellent gift option. It provides you with an opportunity not only to execute non-cash transactions but also receive cash from all ATMs and POS terminals of RA and NKR.
You can have both the name of the receiver and any wishes embossed on the ArCa Gift Card, which will be with the cardholder within the validity period of the card.

Making purchases in over 100 trade and service outlets of ARARATBANK discount network and paying by ArCa Gift Card, you will enjoy discounts and save your funds.

Book ArCa Gift Card online

ArCa Gift Card terms and service fees




Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount





SMS service

terms and conditions

* card expiry

* loan or overdraft maturity upon customer request

* (line of credit) overdraft repayment date and amount drawn from the account  upon customer request   

* annual service fee

* loan or overdraft monthly repayment  upon customer request




    AMD 30.00



In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail. Please refer to to get understanding of the system of financial assistance.