ArCa Family


In this package of ARARATBANK there are two and more attached cards with a special design, which are for your family members.

With ArCa Family you will get the opportunity to use one joint family bank account and manage your family funds in the best way.

Family man is a card for men
Family woman is a card for women
Family junior is a card for the young
Family teenager is a card for children, aged between 7 and 15
Family man card is considered as the main card. However, it is a very relative statement, because upon customer’s relevant request, family woman can be considered the main card. User of this card can get unlimited access to the joint family bank account and receive statements of all other cards.
Family woman, Family junior and Family teenager are considered attached cards. Cardholders will get monthly limits of joint family bank account. The main cardholder shall set the limit of withdrawal transactions and non-cash payments, as well as inactivate cash withdrawal transactions of Family junior and Family teenager cards, if desired.
Making use of ArCa Family, the cardholders will enjoy 10% discount on annual service fee of international cards, such as Cirrus/Maestro, MasterCard Standard, MasterCard Gold and MasterCard Business.
Making purchases in over 100 trade and service outlets of ARAR
ATBANKdiscount network and paying by ArCa family cards, you will enjoy discounts and save your funds. 
Order cards online
ArCa Family terms and conditions, service rates




Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount




SMS service

terms and conditions

* card expiry

* loan or overdraft maturity upon customer request

* (line of credit) overdraft repayment date and amount drawn from the account  upon customer request   

* annual service fee

* loan or overdraft monthly repayment  upon customer request




    AMD 30.00



In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail. Please refer to to get understanding of the system of financial assistance.