ArCa Classic

This type of ARARATBANK card is one of the widely spread local cards. With ArCa Classic plastic card you can withdraw your cash from hundreds of ATMs both in Armenia and NKR, make utility payments, as well as non-cash payments in trade and service outlets. You can also register the card as a virtual card and execute numerous transactions from your home or office.

You can get your salary via ArCa Classic plastic card. Making purchases in over 100 trade and service outlets, included in ARARATBANK discount network, and paying by ArCa Classic plastic card, you will get discounts and save your money.  

Order ArCa Classic card online.

ArCa Classic terms and conditions, service rates





Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount


SMS service

terms and conditions

*SMS on card expiry

*SMS on loan or overdraft expiry date upon customer request

*SMS on the deduction date and amount of the line of credit or overdraft upon customer request

*SMS on annual service fee

*SMS on the monthly repayment of loan or overdraft upon customer request




    AMD 30.00


 Please refer to to get understanding of the system of financial assistance.