ArCa Classic-M

ArCa Classic-M
ArCa Classic-M is a dual card based on Mifare contact-free technology. This card is both ArCa payment card and means for paying Yerevan Underground fares.

By ArCa Classic-M bank card you can receive salary, make fast and secure payments in trade and service outlets and withdraw funds from ATMs. You can register your card as a virtual card and execute numerous transactions either from home or office.

Making purchases in over 100 trade and service outlets of ARARATBANK discount network and paying by ArCa Classic plastic card, you will enjoy discounts and save your funds. 

After you have charged your card with a certain amount, you can pay your fare in any station of Yerevan Underground. All you need is to take your card closer to the tourniquet. You can instantly recharge your card in all stations of Yerevan Underground, as well as in Yeritasardakan branch of ARARATBANK.

There are also corresponding machines in Yerevan Underground through which you can check the balance of you card.
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Book ArCa Classic-M card online

ArCa Classic-M card terms and service fees



Commission fee charged for cash withdrawals from ARARATBANK POS terminals by cards issued by other banks

2% of withdrawn amount

SMS service

terms and conditions

*SMS on card expiry

*SMS on loan or overdraft expiry date upon customer request

*SMS on the deduction date and amount of the line of credit or overdraft upon customer request

*SMS on annual service fee

*SMS on the monthly repayment of loan or overdraft upon customer request




    AMD 30.00


In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail. Please refer to to get understanding of the system of financial assistance.