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Overdraft with gold as collateral

Overdraft with gold as collateral

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Gold-backed overdrafts by MasterCard Standard and Visa Classic cards. 

  • Interest rate

    11%

  • Period

    70-370 days

  • Maxsimum amount

    Equal to AMD 1.500.000 USD currency

  • Currency

    USD

Conditions
Currency OVERDRAFT Loan term Loan-to-value ratio Interest rate (annual) Cards Interest rate (annual) Card minimum balance
USD

Minimum: USD equivalent to AMD 100.000, Maximum: USD equivalent to AMD 1.500.000

70-100 day

101-190 day

191-370 day

95% of the appraised value

90% of the appraised value

85% of the appraised value

11% MasterCard Standart և Visa Classic
AMD 2 000 
N/A

Front end fee for the analysis of overdraft application, loan account processing and service fee shall be charged: 

  •  AMD 1.500 for the loan amount of up to USD 500
  •  AMD 2.500 for the loan amount of USD 501-1.500
  •  AMD 3.500 for the loan amount of USD 1.501-3.000
  •  AMD 5.000 for the loan amount of USD 3.001 -5.000
Required documents
  • Passport 
  • Social security card
Useful information

Please follow the Armenian version

 

Attention

Please follow the Armenian version

Gold prices
Gold karat Value per gram of gold (AMD)
585 13․ 400
750 16.900
875 19.700
916 20.700
958 21.700
999 22.600

Loan amount

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Annual interest rate

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Financial assistant
ABC finance

Page updated 17.09.2019 | 14:59

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.