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Overdrafts for ARARATTRANSFER club members

Overdrafts for ARARATTRANSFER club members

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Overdrafts are designed for ARARATTRANSFER club members and are disbursed by Diners Club Young Professional plastic cards.

  • Maximum amount

    3.000.000

  • Period

    24 months

  • Interest rate

    14%

  • Currency

    USD

Conditions

 

Borrower ARARATTRANSFER Club Platinum, Gold & Silver member
Overdraft currency USD
Annual interest rate

PLATINUM  10%

GOLD  11%

SILVER  12%

Overdraft maximum amount PLATINUM USD 5.000

GOLD  USD 3.000 

SILVER USD2.000 

Overdraft maturity 24 months
Overdraft disbursement mode By payment card
Card type

PLATINUM: VISA INFINITE

GOLD: DINERS CLUB SUPER PREMIUM

SILVER: DINERS CLUB YOUNG PROFESSIONAL

Card effective period 24 months
Cash withdrawal from ATMs and POS terminals of ARARATBANK OJSC 1%
Annual service fee of the payment card   Free
Interest repayments Monthly
Overdraft repayments Equal amortization
Penalty on past-due interest 0.07% daily
Penalty on past-due principle 0.06% daily
Requirements to the credit history of the Borrower Lack of past-due liabilities within 24 months prior to submitting the loan application. As for repaid liabilities, the loan must be at least classified as watched and the total of past-due liabilities shall not exceed 30 days.  
Required documents
  • Passport 
  • Social security card
Useful information

Please follow the Armenian version

Attention

Please follow the Armenian version

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Financial assistant
ABC finance

Page updated 21.11.2019 | 14:40

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.