Online Banking



Remit money in AMD, RUB, USD and EUR via Unistream fast remittance system WITHOUT OPENING AN ACCOUNT

Remittance speed – 5-10 minutes.

NEW Cash to Card SERVICE

Please follow the armenian version

Terms and Commission fees
Maximum amount per transaction

RUB 900 000, USD 20 000, EUR 15 000
Limit of the amount to be transferred to Indonesia, Turkey, Egypt, Morocco and Pakistan: maximum amount per transaction shall make USD 7000 or EUR and RUB equivalent.
Sending money Transfers in USD, EUR, RUB and AMD
Receiving money In USD, EUR, RUB and AMD
Transfer speed 10 minutes
Գանձվող միջնորդավճար

1.The commission fee for transfers to the Russian Federation shall make 1% of the transferred amount and starting from 1.5% of the amount transferred to other countries
2.The commission fee for transfers in RUB, USD and AMD to Russia, CIS countries and Georgia shall make 0% irrespective of the amo
3.Unaddressed transfers can be also carried out in AMD, RUB, USD and EUR on the territory of the Republic of Armenia, with commission fee totaling 0.6% of the transferred amount.
4. The commission fee for unaddressed transfers to Greece shall make 1%. The commission fee for transfers to Greece shall make 0% (when the currency of a remitter differs from the currency to be received by a remitee. Conversion shall be made within the system. For instance, the remitter sends money in AMD from Armenia and the remittee receives money in RUB in Russia at the exchange rate fixed by the system).
5. For transfers to India, Bangladesh, Sri Lanka and the Philippines:
Up to 700,00 USD/EUR 7 USD/EUR
700,01 USD/EUR and over 1%
Up to 2 000,00 RUB 200 RUB
2 000,01 RUB and over 1%
6.Ալբանիա (USD, EUR) – 2.5%
7. Բելառուս (USD, EUR, RUB) – 1.5%
8. Բուլղարիա – հետևյալ սանդղակով`
Մինչև USD/EUR 100 USD/EUR 5
USD/EUR 100.01–400 USD/EUR 8
USD/EUR 400.01-500 USD/EUR 10
USD/EUR 500.01-750 USD/EUR 15
USD/EUR 750.01-1000 USD/EUR 20
USD/EUR 1000.01-1500 USD/EUR 30
USD/EUR 1500.01-2000 USD/EUR 40
USD/EUR 2000.01-3000 USD/EUR 60
USD/EUR 3000.01-4000  USD/EUR 80
USD/EUR 4000.01-6000 USD/EUR 120
USD/EUR 6000.01-7000 USD/EUR 140
USD/EUR 7000.01-8000 USD/EUR 160
USD/EUR 8000.01 և բարձր 2.5%
9. Great Britain (USD, EUR) – 0% /payment in GBP/
10. Vietnam (USD, EUR, RUB) – 1% /payment in USD, EUR/
11. Germany (USD, EUR, RUB) – 2% / payment in EUR/
12. Greece – USD, RUB – 0% /payment in EUR/; EUR – 1%
13. Georgia (USD, EUR, RUB) – 1.5%
14. Denmark (USD, EUR, RUB) – 2% / payment in EUR/
15. Kazakhstan (USD, EUR, RUB) – 1.5%
16.Kyrgyzstan (USD, EUR, RUB) – 1.5%
17. Tajikistan (USD, EUR, RUB) – 1.5%
18.Uzbekistan (USD, EUR) – 1.5%
Մինչև USD/EUR 3000 / RUB 100000 1%
USD/EUR 3000.01 / RUB 100000.01 և բարձր USD/EUR 35 / RUB 990
20. Lithuania
Մինչև USD/EUR 3000 / RUB 100000 1%
USD/EUR 3000.01 / RUB 100000.01 և բարձր USD/EUR 35 / RUB 990
Up to USD/EUR 3000 / RUB 100000 1%
USD/EUR 3000.01 / RUB 100000.01 and over USD/EUR 35 / RUB 990
22. Moldova (USD, EUR, RUB) – 1.5%
23. Serbia (EUR) – 2%
24. Slovakia (USD, EUR, RUB) – 2% / payment in EUR/
Up to USD 3000 1.5%` with no minimum amount
USD 3000.01 USD 35
26. **Italy
EUR-EUR 3% minimum Euros 5  to Euros 999  for transfers
RUB-EUR 200  for up to RUB 12000 
RUB-EUR 0% for transfers exceeding 12000 RUB
USD-EUR USD 3 for up to USD 200 transfers
USD-EUR 0% for transfers over USD 200
AMD-EUR AMD 1600 up to AMD 110 000  for transfers
AMD-EUR 0% for transfers exceeding AMD 1600 
Commission fees shall differ for addressed transfers through Unistream system depending on the concrete rates of the bank
Geographic outreach Russia, CIS countries as well as other foreign countries.
Particularly all UAE cities of interest to business circles and especially international business center in Dubai.
Payments and transfers to Iraq, Syria, Lebanon, Afghanistan, Somalia, Yemen and Libya shall be prohibited.
Maximum transfer amount – RUB 15 000 or equivalent currency.
Required documents
  • Pasport or ID card
Important to know

The Bank shall be obliged to provide a confirmation document for each transfer, specifying the transfer amount, currency and commission fee. The beneficiary shall receive the amount in full and shall not pay a commission fee. Correction of errors in the transaction, as well as cancellation of the transfer shall be carried out within the capacity and time frame of Remitter and Beneficiary banks.

Change of remittance data as well as cancelation thereof shall be carried out based on the written request of the remitter. The rate shall make AMD 1000. Remittances that have been carried out cannot be considered void, if the amount has been paid to the beneficiary.

ARARATBANK shall not be held liable for the aftermaths occurred due to the transfer of a remittance code by a customer to a third party.

Attantion The bank shall not be held liable for the reliability and accuracy of the contents of the linked web-sites, for the advertisements therein as well as for possible consequences arising from the use of information.

Financial assistant
ABC finance

Page updated 19.08.2019 | 11:16

In case of discrepancy between Armenian and English versions of the information, the priority is given to the Armenian version.