DOCUMENTS REQUIRED FOR THE ANALYSIS OF THE LEGAL STATUS AND FINANCIAL POSITION
- Loan application;
- Copies of founding documents — state registration certificate, tax code;
- Copies of the passport and social security card;
- Financial statements for the previous reporting period, VAT, social payments, income tax, (in case the loan amount exceeds AMD 8.000.000 or equivalent foreign currency);
- Statement issued by tax authority on outstanding liabilities towards budget, (in case the loan amount exceeds AMD 8.000.000 or equivalent foreign currency);
- Copy of license, upon carrying out an activity subject to licensing in cases stipulated by the legislation of the Republic of Armenia.
IN CASE LOAN IS SECURED BY GUARANTEE
- Copies of the passports and social security cards of the guarantors;
- Employment reference, provided that a guarantor’s income is not generated from entrepreneurial activity and/or the guarantor is not a family
IN CASE REAL PROPERTY IS PLEDGED
- Ownership certificate (original);
- Grounding document on the right of ownership (upon request);
- Copies of ID documents of the owner (co-owners), (marriage certificate of co-owners);
- Statement issued by territorial subdivision of the State Committee of Real Estate Cadastre under the Government of the Republic of Armenia regarding restrictions on the property to be pledged (such statement shall be provided upon positive lending decision);
- Appraisal report made by a person holding a respective
IN CASE OTHER COLLATERAL IS PLEDGED
- List of property, by specifying the unit of measure, quantity, balance sheet value and, upon availability, acquisition documents;
- In case of the vehicle, vehicle registration document and certificate of title (original copy);
- In case of guarantee, guarantors’ passports and social security cards;
- Appraisal report made by a person holding a respective license (upon request).
LIST OF REQUIRED DOCUMENTS FROM REPEATED MICRO LOAN BORROWERS WITHIN THE FRAMEWORK OF MASTER LOAN CONTRACT
- Financial statements for the previous reporting period, VAT, social payments, income tax (in case the loan amount exceeds AMD 8.000.000 or equivalent foreign currency);
- Statement issued by tax authority on outstanding liabilities towards budget (in case the loan amount exceeds AMD 8.000.000 or equivalent foreign currency);
Other additional documents upon
A customer must submit original copies of the documents above or duly verified copies thereof.