arm    eng
ABOUT US NEWS SHAREHOLDERS AND INVESTORS REPORTS TARIFFS CONTACTS SEARCH 
 
MORTGAGE LOANS

8.gif
Our advice to you - live in good apartment

If you have stable income and want to purchase an apartment

We can provide you a loan for an amount of maximum up to AMD 20 000 000

You pay 30% of the estimated price of an apartment you prefer to buy as prepayment,

and loan is repaid within
10 years.

Our bank's annual interest rate is
12 %


If you want to reconstruct your apartment

We will provide you a loan for an amount of maximum AMD 20 000 000

We will provide 50% of the estimated price of you apartment, which will completely satisfy your needs.

You will repay the loan within
10 years

In this case annual interest rate is
14 %

One-time fee for preparing and servicing of the loan package
is AMD 10,000.

 
INFORMATION
 
Loan type Type of interest accrual Type of loan and interest repayment
Mortgage Loan annual on the loan balance, a accepting year as 365 days anuitet and flat rate depreciation
 
Notification
annuity – each month evenly repaid amount, which includes both loan amount and interest amount
flat rate depreciation – each month with loan amount evenly repaid and gradually decreasing interest amount accrued on the loan balance
 
Information
Formalization of loans are made in ARARATBANK OJSC and in the bank's branches.
 
WARNING!!!
IN CASE OF IMPROPER PERFORMANCE OR NONPERFORMANCE OF THE LOAN OBLIGATIONS INCURRED IN ACCORDANCE WITH THE LOAN AGREEMENT, ALL THE OBLIGATIONS ТО THE BANK ARE REPAID AS BACK-UP MEASURE AT THE EXPENSE OF THE RESOURCES APPEARED AS A RESULT OF FORCEDLY COLLECTION AND SALE OF PLEDGED PROPERTY
 
In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail.
 
Updated 30.09.2009, 15:50:31
Տեղեկանք
2009-09-30
Download
Հիփոթեքային վարկ ստանալու համար անհրաժեշտ փաստաթղթերի ցանկ (Ֆիզիկական անձանց համար)

Download
Հիփոթեքային վարկ ստանալու համար անհրաժեշտ փաստաթղթերի ցանկ (Անհատ ձեռնարկատերերի համար)
2009-09-30
Download
Բնակարանային ֆինանսավորման հիփոթեքային վարկի հայտ-անկետա
2009-09-30
Download
Բնակարանի վերանորոգման համար հիփոթեքային վարկ ստանալու համար անհրաժեշտ փաստաթղթերի ցանկ
2009-09-30
Download
2010.09.03
 
Banks currency rates
Buy Sale
1 USD 363.00 366.00
1 EUR 463.00 473.00
1 RUR 11.63 12.00
1 CHF 353.00 362.00
1 GBP 554.00 567.00
1 GEL 190 210
 
Exchange rates of Armenian dram against foreign currencies formed in the RA stock exchange
1 USD 365.03  
1 EUR 468.19  
1 RUR 11.90  
1 CHF 361.02  
1 GBP 561.74  
Archive
Forward Rate (USD)
Month Buy Sale
1 month 0.00 0.00
2 month 0.00 0.00
3 month 0.00 0.00
Special Offers
ATMs and Branches
AraratBank Online
Video clips
AraratBank Virtual
SMS Banking
ARARATDEALING
Vacancies
Loans Calculator
Bonds Calculator
Document Samples
Links
Questions